About Salary Cal
Salary Cal is a free UK take home pay calculator that helps you work out exactly how much money you'll receive in your bank account after all deductions. Simply enter your gross annual salary and the app instantly calculates your net pay after Income Tax, National Insurance, student loan repayments, and pension contributions.
Whether you're starting a new job, negotiating a pay rise, or planning your finances, Salary Cal gives you a clear, detailed breakdown of where your money goes - based on the latest HMRC tax rates and thresholds for the 2024/25 tax year.
Tax Regions Supported
England, Wales & NI
Basic (20%), Higher (40%), Additional (45%)
Scotland
Six-band system from 19% to 48%
What Gets Calculated
Income Tax
National Insurance
Student Loan
Pension Contributions
Key Features
Instant Results
Enter your gross salary and get an immediate breakdown of your take home pay - view results annually, monthly, or weekly.
Full Tax Breakdown
See exactly how much goes to Income Tax, National Insurance, and other deductions with a clear, colour-coded breakdown.
Pension Options
Calculate with different pension schemes: Salary Sacrifice, Auto-Enrolment, or custom percentage of gross salary.
Student Loan Deductions
Support for all student loan plans (Plan 1, 2, 4, 5) and Postgraduate Loan repayments.
Save Calculations
Bookmark and save multiple salary calculations to compare different scenarios side by side.
Dark Mode
Full dark mode support for comfortable viewing in any lighting condition.
Additional Features
- Tax Band Breakdown - See how your income is split across different tax bands
- Effective Tax Rate - View your total deductions as a percentage of gross pay
- Glossary - Built-in reference guide explaining key financial terms like Personal Allowance, PAYE, and National Insurance
- Disclaimer & Data Sources - Transparent about calculation methods and HMRC data used
- Salary Slider - Quickly adjust your salary between £1,000 and £200,000 with an intuitive slider
- iPhone & iPad - Beautifully designed native interface optimized for both devices
Screenshots
See Salary Cal in action on iPhone and iPad.
iPhone Screenshots
iPad Screenshots
Privacy Policy
Last updated: February 2026
1. Introduction
This Privacy Policy describes how Salary Cal ("the App," "we," "our," or "us") handles information. The App is a financial reference and calculator application designed to help users estimate their UK take home pay.
We respect your privacy and are committed to protecting it.
2. Information We Collect
We do not collect any personal data.
Salary Cal operates entirely on your device. We do not collect, store, transmit, or share any personally identifiable information (PII) from users.
- The App does not require user registration or accounts.
- The App does not access your photos, contacts, location, or any personal data.
- Salary calculations and saved results are stored locally on your device only.
- No analytics or tracking is implemented by the App itself.
3. Tracking & Advertising (Google AdMob)
The App uses Google AdMob to display advertisements. To serve ads, Google AdMob may collect and process certain data, including:
- Device identifiers (e.g., Advertising ID / IDFA)
- Approximate location (for relevant ads)
- Ad interaction and performance data
The App uses Apple's App Tracking Transparency (ATT) framework. You will be prompted to allow or deny tracking when you first open the app. If you deny tracking, only non-personalised ads will be shown.
These data are collected and processed directly by Google, not by this App. You can learn more about how Google uses data by visiting:
https://policies.google.com/technologies/ads
If you wish to opt out of personalised ads, you can adjust this in your device settings:
Settings > Privacy & Security > Tracking
4. Data Sharing
Since we do not collect personal data, we have nothing to share with third parties. Your salary calculations and financial information stay on your device.
5. Data Security
All salary calculations are performed locally on your device. No financial data is transmitted to any server. Saved calculations are stored in your device's local storage only.
6. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any updates will be reflected on this page with a new "Last Updated" date.
7. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact:
Download Now
Find out your real take home pay in seconds. Free to download on the App Store.
Need help? Contact us at contactscienceaplus@gmail.com